Privacy Policy

A Legal Disclaimer

Last Updated: October 13, 2025
Effective Date: October 13, 2025

1. Introduction
Montoney Capital LLC (“Montoney Capital,” “we,” “us,” or “our”) values your privacy and is committed to safeguarding the personal and financial information entrusted to us. This Privacy Policy and Client Privacy Notice explains how we collect, use, and protect your information when you visit our website [www.montoneycapital.com], engage in our investment services, or otherwise interact with us.
This notice complies with applicable U.S. privacy laws, including the Gramm-Leach-Bliley Act (GLBA), California Consumer Privacy Act (CCPA), and related regulations issued by the U.S. Securities and Exchange Commission (SEC) and Financial Industry Regulatory Authority (FINRA).
By using our website or services, you agree to this Privacy Policy.

2. Information We Collect
We collect information necessary to provide investment management, advisory, and related services. This includes:
A. Information You Provide

Name, address, phone number, and email address
Date of birth, Social Security number, and identification documents
Financial details such as income, assets, net worth, investment objectives, and risk tolerance
Account numbers, brokerage information, and transaction history
Communications, documents, and forms submitted to us

B. Information We Collect Automatically
When you visit our website, we may automatically collect:

IP address, browser type, device information, and pages visited
Cookies and analytics data (you can manage cookies via your browser settings)

3. How We Use Your Information
We use your information to:

Open, manage, and service your investment accounts
Execute transactions and maintain accurate records
Verify your identity and comply with anti-money laundering laws
Communicate with you regarding your account or our services
Fulfill legal, regulatory, and compliance obligations
Improve our website, products, and services

We do not sell or rent your personal information to anyone.

4. How We Share Information
We share personal information only as permitted or required by law:
A. With Service Providers and Partners
We may share information with companies that help us operate our business, such as:

Account custodians, brokers, and clearing firms
Auditors, attorneys, and compliance consultants
IT and cloud service providers
Marketing or administrative support vendors

All service providers are required to maintain confidentiality and use the information solely for the purpose of providing contracted services.
B. For Legal or Regulatory Purposes
We may disclose information to:

Federal or state regulators, including the SEC and FINRA
Law enforcement or courts, if required by law
Other parties with your consent

C. Business Transfers
If Montoney Capital LLC is involved in a merger, acquisition, or reorganization, your information may be transferred as part of that transaction.

5. How We Protect Your Information
We maintain strict security measures to protect your personal information, including:

Secure data encryption and firewalls
Restricted employee access on a need-to-know basis
Physical and digital safeguards that comply with federal standards

Despite our efforts, no online system is completely secure, and we cannot guarantee absolute protection against all unauthorized access.

6. Your Privacy Rights
Depending on your jurisdiction, you may have the right to:

Access the personal data we maintain about you
Correct inaccurate or outdated information
Request Deletion of personal data, subject to legal and regulatory retention requirements
Opt-Out of certain communications or data uses

To exercise your rights, contact us at info@montoneycapital.com.

7. Data Retention
We retain client and investor records for as long as necessary to fulfill the purposes described in this notice, comply with SEC and FINRA recordkeeping requirements, and satisfy any applicable legal obligations.

8. Cookies and Website Analytics
Our website uses cookies to improve functionality and analyze usage. You can disable cookies in your browser settings. Note that disabling cookies may affect your experience on our site.

9. Third-Party Links
Our website may link to other websites or services. We are not responsible for their privacy practices. We recommend reviewing the privacy policies of any linked sites before providing personal information.

10. Children’s Privacy
Montoney Capital LLC does not knowingly collect information from individuals under 18 years of age. If we become aware that a minor has provided personal information, we will delete it promptly.

11. Changes to This Policy
We may update this Privacy Policy from time to time. The latest version will always be posted on our website with the updated “Last Updated” date. Continued use of our services constitutes acceptance of any changes.
12. Contact Information
If you have questions about this Privacy Policy or our data protection practices, please contact us:
Montoney Capital LLC
Email: info@montoneycapital.com
Location: Scottsdale, Arizona
Website: www.montoneycapital.com

13. Annual Privacy Notice (GLBA Disclosure)
As required under the Gramm-Leach-Bliley Act, Montoney Capital LLC provides the following disclosure annually to clients:
We collect nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms
Information about your transactions with us, our affiliates, or others
Information we receive from consumer reporting agencies

We do not disclose any nonpublic personal information about our clients or former clients to anyone, except as permitted by law.
We restrict access to nonpublic personal information about you to employees who need to know that information to provide services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to protect your personal information.